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Hi Will, MaxiFi is ideal for handling your plan(s). Give it a try or sign up at maxifi.com for our co-piloting service or, if you want, you can sign up to plan with me. Call me at 617 834-2148 next week with any specific questions. best, Larry

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What do you suggest to people who lean a bit more towards dying broke? Can you plan that out (within reason) with MaxFi?

I don't expect/plan to live to 100 or to prolong my life unnecessarily, and I expect to retire 'very early' depending on how the next few years of earnings go.

We, excepting catastrophic health issues, expect to live very frugally and to primarily travel a couple of times a year in retirement. Practical cars, no debt, hold off SS until as late as practical.

I was wondering about 30-year TIPS ladders and perhaps an annuity to cover the basics.

This is a big question now.. haha I was really just wondering about your thoughts on planning to essentially stop earning and start living as early as possible to spend down what we worked for in our early years of retirement when we can still hopefully be of sound mind and body.

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