An example of why so many people are being scammed by Social Security -- the staff has no clue and the top brass could, apparently, care less.
Let me know what you think of this plan. https://larrykotlikoff.substack.com/p/the-personal-security-system-fundamental
I'm not into giving Wall Street a single penny in fixing the system. best, Larry
What is the issue? Best email me at firstname.lastname@example.org. best, Larry
Hi Jay, Unfortunately, you can't file for widow(er) or divorced widow(er) benefits on line. You need to provide proof of marriage and a death certificate. I'm not sure how you can convey this over the phone. Best is definitely to go into the office and specify in the Remarks section what you are and aren't filing for. best, Larry
Yes! You go, Larry!!! Always great info. Your books saved my bacon when l had to file—or else l would have been taken like those other widows, losing many thousands. They don’t know what they are doing. It’s scary.
Larry, just out of curiosity, can this person (or any one for that matter) simply file for their benefits online according to the recommendations they get from your MaximizeMySocialSecurity software? In other words, if someone knows and trusts that they have the right filing strategy (i.e., they have run your software) AND they can do it all online, why ever engage with a real human from the Social Security Administration in the first place? Is it ever really critical to get what's yours!?
Yes, the incompetence is staggering; I went in person to the SS office in Portland (made a trip to the USA for that purpose) and queued in the early morning hours. The guy in the office tried but could not help me because I did not have an ID (like a US driver's licence) that he/the system needed to set me up. That was October 2022; I was promised someone from a higher-level team would call me in Sydney on January 2, 2023, but that call never came. I have since tried in various ways to get through to them - to no avail. I get typically AI generated responses that do not address the problem. Just frigging boilerplate. I wonder: Are there any decent lawyers that specialize in that kind of stuff?
So your answer is what? Privatize social security that Peter Thiel,Pete Peterson or Goldman Sachs, can grab the trust fund and your monthly insurance payments called FICA, to gamble on the stock market?
Or just completely privatize it and let millions die of homelessness and starvation?