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Hi Steven, Terry's article, which I quote, links to this article. The point of my substack newsletter and podcast is to promote economics and economics-based financial planning. Please read the hundreds of blogs and view the roughly 75 podcasts. I think you'll find lots of economics content that has nothing to do with promoting anything of mine. best, Larry

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Hi Steven, Our book is worth a look -- Social Security Horror Stories -- at Amazon. A clawback is just a letter from SSA demanding repayment of previously paid benefits, which they now claim were paid in error. The book explains the most likely types of victims, but it can really be anyone. An example is someone receiving a pension from non-covered employment and fails to report that income to Social Security so it could apply the WEP and GPO where appropriate. My best, Larry

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Larry, neither you nor your co-author Terry Savage ever explain what a clawback is, how people get caught in this terrible situation, or how to avoid it. Journalism 101, my friend! Could you write another column providing the necessary background? Thank you

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