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The first question for The Financial Riddler – 12/11/22, starts out as:

"Jerry is single and a 63 year-old retired Pennsylvanian. Californian with two assets".

Which is it? Pennsylvania? or California?

And then ends with "After 65, his employer plan picks up his out-of-pocket expenses."

I assume you mean "medical out-of-pocket expenses", because if my employer is picking up my out-of-pocket expenses, I'm buying a lot of stuff out of pocket! Food. Clothes. Entertainment. And that is not an unreasonable interpretation. If I were on a business trip, all of that might be paid for by my employer.

Of course, if Jerry is retired, he really doesn't have an employer does he?

If the questions are this vague and poorly formed, should we trust any of the others?

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Hi James, Just fixed this. It's Pennsylvania. Some workers have healthcare coverage of this type after retirement. I'm leaving out healthcare to keep things simple.

I write quickly and am surely have some degree of ADT or something that leads me to think X and write Y. I'll triple-check future versions of the Riddler. My question for you. What did you get right? And did you have fun? The answers are all correct. I'm providing links for skeptics to check and the answers from our software are just what it produces. Happy to share the output if you need reassurance.

My best, Larry

PS, Email me with a Riddler or two and I'll post it with credit to you. Email is kotlikoff@gmail.com. Overtime, I'd like to get a lot of people posting their Riddlers with my help.

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