Hi DJ, Glad the tool helped. Now try MaxiFi Planner at maxifi.com. It's exceptionally powerful. The crash in digital currencies may have cooled central bank (CB) interest in digital currencies. It would the cash mutual fund, which is part of my Limited Purpose Banking proposal. See my book, Jimmy Stewart Is Dead. Digital CB currency, with no other changes, would put more competition on the banks to pay us a decent return on our checking deposits. I don't see it having a major impact otherwise. best, Larry

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First I want to thank your for Maximze My SS. I used it to verify my expected benefit and it was "right on" what I had calculated. It also gave me interesting options to explore.

Secondly, I wonder if you would comment on what you know about the "central bank digital currency", or Fed coins as some are calling it, and how it might affect individual and small business buying and selling, privacy, and personal rights/control.

thank you for your consideration in this matter. I look forward to your response.

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