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Hi Rich, Pleeeeeeze either run MaxifiPlanner.com or MaximizeMySocialSecurity.com. Both have the same SS code. This decision is quite complicated -- when to take your own retirement versus your widower benefit. These tools are far smarter than me. Once you've run them, shout if you have questions. best ,Larry

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I’m still not clear about Riddler Q.2- as a widower of 2 years approaching age 64, should I claim my survivor benefits now, even though I currently exceed the earnings test by a large margin? I had planned on claiming only after retiring or job loss. Please clarify.

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Fascinating! South Korea birth rate the lowest in world, and yet....inflation 5%+? How come no Japan-like issues? So. Korea has manufacturing Chaebols, Japan had manufacturing Chae-bols (sort of, not literally family). Fascinating to compare contrast.

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